Thank you for contacting Student Medicover. Member cost-sharing will be waived, including copays, coinsurance, and deductibles, for COVID-19 diagnostic testing provided at approved locations in accordance with CDC guidelines. Also, UnitedHealthcare is waiving member cost-sharing for the treatment of COVID-19 through the national public health emergency period (currently set at 10/22/2020). This builds on the company’s previously announced efforts to waive cost-sharing for COVID-19 testing and testing-related visits, and the expansion of other member services.


COVID-19 Diagnostic Testing

Cost-sharing will be waived for medically necessary diagnostic testing (ordered by a licensed physician or other health care professional) from February 4, 2020 through the national public health emergency period.


COVID-19 Antibody Testing

Cost-sharing will be waived for FDA-authorized antibody testing (ordered by a licensed physician or other health care professional) from April 10, 2020 through the national public health emergency period.


COVID-19 Testing-Related Visits

Cost-sharing will be waived for visits to a health care provider’s office, urgent care center, emergency department, or through telehealth from February 4, 2020 through the national public health emergency period.


COVID-19 Treatment

If treatment occurs under a COVID-19 admission or diagnosis code, cost-sharing will be waived from February 4, 2020 through October 22, 2020. This includes office, urgent care and emergency department visits, observation stays, inpatient hospital episodes, acute inpatient rehab, long-term acute care, and skilled nursing facilities.


Telehealth

All policies that have access to HealthiestYou will continue to provide telehealth visits at no cost throughout the policy year. In addition, cost-share waiving for telehealth services will be extended as follows:

COVID-19 In and Out-of-Network: for COVID-19 in and out-of-network telehealth services, cost-sharing will be waived through the national emergency period, currently set to end on October 22, 2020.

Non-COVID-19: for non-COVID-19 in-network providers, for our members, cost-sharing will be waived with the plan.