Am I eligible to enroll in the health insurance plans?


1. International students are eligible to enroll in the insurance plan if they meet all the criteria below: 

1) you are engaged in educational activities; 

2) you are temporarily located outside your home country as a non-resident alien; 

3) you have not obtained permanent residency status in the U.S.;  

4) you are enrolled in an associate, bachelor, master, or Ph.D. degree program at a university or other educational institution, with no fewer than six credit hours (unless the school’s full-time status requires less).


2. Visiting scholars, optional practical training (OPT) students and formal English as a second language program students with an F1 or J1 visa are eligible to enroll in Student Medicover insurance plans. Eligible students who do enroll may also insure their dependents. Eligible dependents are the student’s legal spouse and dependent children under 26 years of age. Dependent eligibility expires concurrently with that of the insured student.


Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased, with the exception of international visiting scholars or those engaged in an optional practical training (OPT) program. Home study, correspondence, and online courses do not fulfill the eligibility requirement that the student actively attend classes. The six credit hour requirement is waived for Summer if the applicant was enrolled in this plan as a full-time student in the immediately preceding Spring term.


3. The company maintains its right to investigate eligibility or student status and attendance records to verify that policy eligibility requirements have been met. If the company discovers that eligibility requirements have not been met, its only obligation is to refund the premium.


U.S. citizens are not eligible for coverage as a student or dependent.