1. How to purchase insurance?

  1. To purchase insurance, please visit www.smcovered.com and Get a quote:
  2. Enter your email address, date of birth, University name, and other personal information.
  3. Choose plan
  4. Fill in your profile, make sure your email address, name, mailing address, phone number is correct
  5. Enter your payment information
  6. Check email for confirmation

For instructions with pictures, click here.


    Note:

  • Confirmation Letter will be sent to your Email address
  • After 5 to 7 business days, you are able to log in UnitedHealthcare website to create account, then you can download your insurance ID card.
  • If you have any questions, please feel free to contact us at any time.


2. For OPT Students

If you are a OPT Status Student, you can:

  1. Visit website www.smcovered.com
  2. Enter your Email address, Date of Birth, University name, and other personal information, then select "Optional Practical Training" in student category
  3. Choose a plan
  4. Fill in your profile, make sure your email address, name, mailing address, phone number is correct
  5. Enter your payment information
  6. Finish

For instructions with pictures, click here.

3. Adding dependents

Eligible applicants with J1, F1, OPT visa could also insure their dependents. Dependents could be enrolled by adding coverage (Spouse/ Child) when a policyholder buy the insurance. The specific price can be obtained by clicking get a quote and then clicking coverage for student & dependent on the website. Dependent Eligibility expires concurrently with that of the Insured student.


SM 2019 - 2020 Plans introduction

We have 4 different plans: Elite, Prime, Preferred and Basic.  Each plan has different deductibles, coinsurance and out of pocket maximum etc. Prime and Elite are both excellent reimbursements plans including preventive care services, but the deductible of Elite plan is generally a little less than Prime. If there are any specific items you want to compare, please ask us separately or click here to view all of our insurance certificate.

4. Eligibility (Green Card Holders, Domestic Students)

Unfortunately, our health insurance policies via UnitedHealthcare are exclusively for international students (F-1 full time, J-1 & OPT).