Waiver without an insurance card

Due to the high volume of enrollment, the processing time has been extended to 2 to 3 business days. Please allow another several business days for UHCSR to update your information. Your university also has processing time which may increase during the time you submit the waiver application. 


  • Let us know if you still cannot create an account or have any other problems, please call 812-360-2313 or email us at sm@smcovered.com.
  • If you wanted to find your confirmation letter, please visit our website at www.smcovered.com to log into the account and click my enrollment to download your confirmation letter.