STUDENT MEDICOVER 2024 - 2025 PLANS
As former international students, we excel in providing health insurance services that best fit students' needs. Our plan features low premiums, low deductibles, and comprehensive coverage. The six plans – Basic, GC Basic, prime500, Prime 100, Elite and Supreme – are designed to truly protect you from illnesses and catastrophic financial losses.
Deductible: An amount to be subtracted from the amount or amounts otherwise payable as Covered Medical Expenses before payment of any benefit is paid.
Coinsurance: The percentage of Covered Medical Expenses that the insurance company pays.
Out-of-pocket Maximum: The amount of Covered Medical Expenses that must be paid by the Insured Person before Covered Medical Expenses will be paid at 100% for the remainder of the Policy Year.
Copay/Copayment: A specified dollar amount that the Insured is required to pay for certain Covered Medical Expenses.
Allowed amount: The maximum amount the insurance company is obligated to pay for Covered Medical Expenses.
Brief summary of each plan:
Our insurance has no age limits for purchasing. For prices for individuals over 25 years old, please visit our website www.smcovered.com. You can enter your date of birth and the date of coverage in the enrollment section to view prices.
REVIEW CERTIFICATES AND FLYERS
We understand how overwhelming it can be to understand insurance terms. If there is anything confusing, we have made everything easy for you. You can find clear explanations of your policy in your plan brochure, including eligibility, plan benefits, and any exclusions or limitations, by clicking here.
