STUDENT MEDICOVER 2025- 2026 PLANS
As former international students, we excel in providing health insurance services that best fit students' needs. Our plan features low premiums, low deductibles, and comprehensive coverage. The seven plans – Supreme / Elite / Prime 100 / Prime 500 / GC Plus / GC Basic / Basic – are designed to protect you from illnesses and catastrophic financial losses.
Deductible: An amount to be subtracted from the amount or amounts otherwise payable as Covered Medical Expenses before payment of any benefit is paid.
Coinsurance: The percentage of Covered Medical Expenses that the insurance company pays.
Out-of-pocket Maximum: The amount of Covered Medical Expenses that must be paid by the Insured Person before Covered Medical Expenses will be paid at 100% for the remainder of the Policy Year.
Copay/Copayment: A fixed dollar amount that the Insured is required to pay for certain Covered Medical Expenses.
Allowed Amount: The maximum amount the insurance company is obligated to pay for Covered Medical Expenses.
Brief summary of each plan:
Our insurance has no age limits. To learn more about each policy, please visit smcovered.com.
REVIEW CERTIFICATES AND FLYERS
We understand how overwhelming it can be to understand insurance terms. If there is anything confusing, we have made everything easy for you. You can find clear explanations of your policy in your plan brochure, including eligibility, plan benefits, and any exclusions or limitations, by clicking here.
