STUDENT MEDICOVER 2022 - 2023 PLANS

As former international students, we excel in providing health insurance services that best fit students' needs. Our plan features low premiums, low deductibles, and comprehensive coverage. The five plans – Basic, Choice, Prime, Elite and Supreme – are designed to truly protect you from illnesses and catastrophic financial losses.   

  • Deductible: An amount to be subtracted from the amount or amounts otherwise payable as Covered Medical Expenses before payment of any benefit is paid. 

  • Coinsurance: The percentage of Covered Medical Expenses that the insurance company pays.

  • Out-of-pocket Maximum: The amount of Covered Medical Expenses that must be paid by the Insured Person before Covered Medical Expenses will be paid at 100% for the remainder of the Policy Year.  

  • Copay/Copayment: A specified dollar amount that the Insured is required to pay for certain Covered Medical Expenses.  

  • Allowed amount: The maximum amount the insurance company is obligated to pay for Covered Medical Expenses.

Below is a brief summary of each plan:

Our insurance has no age limits for purchasing. For prices over 25 years old, please go to our website www.smcovered.com by entering the date of birth and the date of coverage in the enrollment section for prices.

REVIEW CERTIFICATES AND FLYERS 

We are fully aware of how exhausting it can be to understand insurance terms. If there is anything confusing, relax, we have designed everything to be handy for you. Find clear explanations of your policy in your plan brochure, including eligibility, plan benefits, and any exclusions or limitations by clicking here.