As former international students, we excel in providing health insurance services that best fit students' needs. Our plan features low premiums, low deductibles and comprehensive coverage. The four plans – Basic, Preferred, Prime, and Elite – are designed to truly protect you from illnesses and catastrophic financial losses.   

  • Deductible: The amount you need to pay for covered services before your plan begins to pay.  

  • Coinsurance: After you’ve paid your deductible, you only pay a percentage of the cost for each covered service. 

  • Out-of-pocket Maximum: You’ll never pay more than your out-of-pocket limit during the plan year. The out-of-pocket maximum includes all of your co-payments, deductibles, and coinsurance payments. 

  • Co-payment: You’ll usually pay a fixed amount of money for each covered doctor visit or prescription.

Below is a brief summary for each plan:




We are fully aware of how exhausting it can be to understand insurance terms. If there is anything confusing, relax, we have designed everything to be handy for you. Find clear explanations of your policy in your plan brochure, including eligibility, plan benefits, and any exclusions or limitations by clicking here.