How can I waive insurance? 

  1. Visit www.smcovered.com to purchase an insurance plan that meets the minimum insurance requirements of your school. 

  1. Visit www.UHCSR.com to create an account and download your insurance card. 

  1. Submit your waiver application to your school before the waiver deadline. 


Do the Student Medicover plans meet the minimum insurance requirements of my school? 

Student Medicover strives to offer plans that are comprehensive and meet a multitude of minimum requirements. However, university requirements differ

To successfully waive your university health plan, the plan you purchased must meet the minimum insurance requirements of your school. Review the insurance requirements on the university website or contact us at sm@smcovered.com to find out if your school accepts Student Medicover’s plans.


What can I do if my waiver application is denied? 

Please contact our customer service at (812)360-2313 immediately. If your plan did not meet the waiver requirements of your school, our customer service representatives will assist you in upgrading the insurance plan to an eligible plan or requesting for a refund. Please note that the deadline to apply for a refund is 14 days after you receive the waiver denial notification from your school. 


You can login to your Student Medicover account to submit a refund request.


LOGIN-> Help Center -> SUBMIT A TICKET


If you'd like to cancel your coverage, you must provide one of the following documentation types:  official waiver denial, eligibility documents or other supporting documents. 


In the “Message”, please describe your reason for requesting a refund.