How can I waive insurance? 

  1. Visit to purchase an insurance plan that meets the minimum insurance requirements of your school. 

  1. Visit to create an account and download your insurance card. 

  1. Submit your waiver application to your school before the waiver deadline. 

Do the Student Medicover plans meet the minimum insurance requirements of my school? 

Student Medicover strives to offer plans that are comprehensive and meet a multitude of minimum requirements. However, university requirements differ

To successfully waive your university health plan, the plan you purchased must meet the minimum insurance requirements of your school. Review the insurance requirements on the university website or contact us to find out if your school accept Student Medicover’s plans at

What can I do if my waiver application is denied? 

Please contact our customer service at (812)360-2313 immediately. If your plan did not meet the waiver requirements of your school, our customer service representatives will assist you in upgrading the insurance plan to the eligible plan.  Otherwise, please request for a refund. Please note that the refund application deadline is 14 days after you received the waiver denial notification from the school.

You can login to your Student Medicover account to submit the refund request.

My Account -> Modify -> I need to cancel coverage

If you'd like to cancel your coverage, you must provide one of the following documentation types:  Official waiver denial, eligibility ducuments or other supporting documents. 

In the "Additional Comments" section, you can describe your refund reason.